Florida Truck Accident Settlement Calculator
Truck and commercial vehicle accidents typically result in much larger settlements than standard car accidents because injuries are more severe and trucking companies carry higher insurance limits ($750K–$5M+). Multiple defendants — driver, trucking company, cargo loaders, maintenance contractors — are often involved.
Florida Personal Injury Law Overview
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Florida Truck Accident Settlement FAQs
How does Florida's negligence law affect my truck accident settlement?
Florida follows Modified comparative (51%) negligence rules. Florida changed from pure to modified comparative negligence in 2023. PIP no-fault insurance required — must exceed threshold to sue for non-economic damages. This means your settlement may be lower than the national average for similar cases.
What is the statute of limitations for a truck accident case in Florida?
In Florida, you generally have 2 years from the date of injury to file a personal injury lawsuit. Missing this deadline can permanently bar your claim. Government entity claims may have shorter deadlines — sometimes as little as 6 months. Contact an attorney as soon as possible.
Why are truck accident settlements so high?
Truck accidents cause more severe injuries due to the size and weight of commercial vehicles. Federal law requires trucking companies to carry at least $750,000 in liability insurance (up to $5M for hazardous cargo). Multiple parties — driver, trucking company, maintenance contractors — may share liability.
What evidence is critical in a truck accident case?
Key evidence includes the truck's electronic logging device (ELD) data, black box/EDR data, driver hours-of-service records, inspection reports, cargo manifests, and surveillance footage. This evidence must be preserved quickly with a spoliation letter — a major reason to hire an attorney immediately after the accident.
How long do I have to file a truck accident lawsuit?
Statutes of limitations vary by state (typically 2–3 years). However, black box data can be overwritten after 30 days, making immediate action critical. Claims against government contractors may have deadlines as short as 6 months.
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