Personal Injury Settlement Calculator:
How much is your case actually worth?
Answer 4 quick questions about your accident and injuries. Get a realistic settlement estimate — the same method attorneys and insurance adjusters use. Free, no signup required.
About Your Accident
Tell us the basics about your accident and location.
Settlement Calculators by Case Type
Every type of personal injury case uses different valuation factors. Pick your case type for a more accurate estimate.
From the Settlement Guide
Learn how settlements are calculated, what increases your case value, and when you need an attorney.
Are Personal Injury Settlements Taxable? A Category-by-Category Breakdown
Most personal injury settlement money is tax-free — but not all of it. Here's exactly which parts of a settlement are taxable under federal law and why.
How Insurance Adjusters Actually Value Your Claim
Insurance companies increasingly use claims software, not gut instinct, to value injury claims. Here's how that process works and how to build a claim file that scores well.
Uninsured/Underinsured Motorist Claims: What Happens When the Other Driver Can't Pay
About 1 in 8 U.S. drivers has no insurance. Here's how UM/UIM coverage works, when it applies, and what to expect when the at-fault driver can't cover your damages.
Attorney-Grade Methodology
Our calculator uses the same multiplier method used by plaintiff attorneys and insurance adjusters to value personal injury claims nationwide.
Free & Private
No signup, no email, no data sold. Your information stays on your device. We make money from ads, not your data.
Updated for 2026
Our settlement ranges are informed by the latest Insurance Research Council data, jury verdict reports, and industry benchmarks.
Frequently Asked Questions About Personal Injury Settlements
How much is my personal injury case worth?
Personal injury case value depends on your medical bills, lost wages, future medical costs, and who was at fault. A typical formula multiplies your economic damages by a pain-and-suffering multiplier of 1.5× to 5×, then adjusts for fault percentage and insurance limits. Use our calculator above for a personalized estimate.
What is a pain and suffering multiplier?
Insurance adjusters and attorneys apply a multiplier (typically 1.5× to 5×) to your total economic damages to estimate non-economic damages like pain, suffering, and emotional distress. The multiplier is higher for severe injuries, TBIs, spinal injuries, or permanent disabilities.
Does having an attorney increase my settlement?
Yes, significantly. Studies consistently show that represented claimants receive 3–7× more than those who self-represent, even after accounting for attorney fees. Most personal injury attorneys work on contingency — you pay nothing unless you win.
How is a car accident settlement calculated?
Car accident settlements add your economic damages (medical bills, lost wages, property damage, future medical), then add pain and suffering via a multiplier. The total is reduced by your percentage of fault and capped by the at-fault driver's insurance policy limits.
Is this settlement calculator free?
Yes. SettlementIQ's personal injury settlement estimator is completely free with no signup, no email, and no hidden fees. We do not sell your information.
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